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*APR - Annual Percentage Rate.
Rates subject to change without notice.

 
Equal Housing Lender
  Local: (337) 533-1808
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Current Loan Rates

 
     

Rates Effective as of 06/24/2020.

New Car Term APR* Limits
  24 Months 2.25-15.65%  
  36 Months 2.50-15.90%  
  48 Months 2.75-16.15%  
  60 Months 3.25-16.65%  
  72 Months 3.75-17.15%
  84 Months 4.50-10.50%
VEHICLES 1 OR 2 YEARS OLD, WITH LESS THAN 25,000 MILES MAY BE FINANCED AT NEW CAR RATE. 
 
Used Car Term APR* Limits
  36 Months 2.85-16.55%
     
  48 Months 3.10-16.80%
     
  60 Months 3.60-17.30%
     
  72 Months 4.25-17.95%
  84 Months 5.00-11.10%
 
Motorcycles/4-Wheelers Term APR* Limits
NEW 60 Months 4.95-16.95%
NEW 72 Months 4.95-16.95%
USED 60 Months 5.50-17.50%
     
USED 72 Months 5.50-17.50%
     
 
Boat, Motor, Trailer & Personal Watercraft Term APR* Limits
NEW Up to 120 Months 4.95-16.95%  
USED Up to 120 Months 5.50-17.50%
 
RV's, Travel Trailers, Campers & Motorhomes Term APR* Limits
NEW Up to 180 Months 5.00-17.00%
     
USED Up to 120 Months 6.00-18.00%
     
 
Farm & Garden Equipment Term APR* Limits
NEW Up to 120 Months 4.95-16.95%
     
     
USED Up to 120 Months 5.50-17.50%
     
 
Mobile Homes Term APR* Limits
NEW Up to 240 Months 7.00-16.00%
USED Up to 96 Months 8.00-17.00% Up to $30,000; 3-5 Years Old
USED Up to 120 Months 8.00-17.00% Up to $45,000; 1-2 Years Old
 
Secured Term APR* Limits
Share Secured Up to 72 Months 3.00% above share rate  
CD Secured Term Of CD 3.00% above CD rate
LA Firefighters Retirement Up to 72 Months 5.75% Up to 50% Employee Contributions
 
Household Goods Term APR* Limits
  24 Months 6.00-14.00% $500 - $2,000
  36 Months 7.00-15.00% $2,001 - $5,000
  48 Months 8.00-16.00% $5,001 - $20,000
      PLUS MORTGAGE FEE
ANY NEW ITEM WITH A SERIAL NUMBER.
 
Line Of Credit Term APR* Limits
Adjustable Rates 60 Months 7.50-17.50% Up to $10,000.00
 
Personal Term APR* Limits
  12 Months 6.50-16.50% Up to $ 1,000.00
  24 Months 6.50-16.50% Up to $ 1,000.00
  36 Months 6.50-16.50% Up to $ 2,500.00
  48 Months 6.50-16.50% Up to $ 5,000.00
  60 Months 6.50-16.50% Up to $ 15,000.00
 
Land Only Term APR* Limits
  120 Months 5.00%-15.00% Up to $50,000.00
  180 Months 5.00%-15.00% $50,000.01 to $200,000
90% OF THE APPRAISAL OR SELLING PRICE, WHICHEVER IS LESS.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES
 
Home Equity Closed End Term APR* Limits
  60 Months 4.40-13.40% Maximum Amount
  84 Months 4.70-13.70% $500,000.00
  120 Months 5.00-14.00%  
  180 Months 5.40-14.40%  
80% OF THE APPRAISAL.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES

WE ALSO OFFER HOME LOANS AND HOME EQUITY LOANS
CALL A CREDIT UNION LOAN OFFICER FOR MORE INFORMATION

 
     
This credit union is federally insured by the
National Credit Union Administration.
NCUA and Equal Housing Lender
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