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*APR - Annual Percentage Rate.
Rates subject to change without notice.

 
Equal Housing Lender
  Local: (337) 533-1808
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Current Loan Rates

 
     

Rates Effective as of 02/20/2018.

New Car Term APR* Limits
  24 Months 2.00-15.50%  
  36 Months 2.25-15.75%  
  48 Months 2.50-16.00%  
  60 Months 3.00-16.50%  
  72 Months 3.75-17.25% AMOUNT OVER $20,000
  84 Months 4.50-7.50% AMOUNT OVER $30,000
VEHICLES 1 OR 2 YEARS OLD, WITH LESS THAN 25,000 MILES MAY BE FINANCED AT NEW CAR RATE. 
 
Used Car Term APR* Limits
  36 Months 2.75-16.75%
     
  48 Months 3.00-17.00%
     
  60 Months 3.50-17.50%
     
  72 Months 4.25-18.25% AMOUNT OVER $20,000
  84 Months 5.00-8.25% AMOUNT OVER $30,000
 
Motorcycles/4-Wheelers Term APR* Limits
NEW 60 Months 4.95-14.95%
NEW 72 Months 4.95-14.95% AMOUNT OVER $20,000
     
USED 36 Months 5.50-15.50%
     
USED 48 Months 5.50-15.50%
     
USED 60 Months 5.50-15.50%
     
 
Boat, Motor, Trailer & Personal Watercraft Term APR* Limits
NEW 60 Months 4.95-14.95%  
NEW 72 Months 4.95-14.95%  AMOUNT OVER $20,000
USED 60 Months 5.50-15.50%
USED 72 Months 5.50-15.50%
 
RV's, Travel Trailers, Campers & Motorhomes Term APR* Limits
NEW 180 Months 6.00-14.50%
USED 96 Months 7.00-18.00%
     
USED 72 Months 7.00-18.00%
     
 
Farm & Garden Equipment Term APR* Limits
NEW 84 Months 4.95-14.95% MAXIMUM AMT $50,000
USED 36 Months 5.50-15.50%
      MAXIMUM AMT $30,000
USED 48 Months 5.50-15.50%
      MAXIMUM AMT $30,000
USED 60 Months 5.50-15.50%
      MAXIMUM AMT $30,000
 
Mobile Homes Term APR* Limits
NEW 240 Months 7.00-16.00% MAXIMUM AMT $60,000
USED 96 Months 8.00-17.00% 3-5 YEARS OLD (2013-2011)
      MAXIMUM AMT $30,000
USED 120 Months 8.00-17.00% 1-2 YEARS OLD (2015-2014)
      MAXIMUM AMT $45,000
 
Secured Term APR* Limits
Share Secured 72 Months 2.00% above share rate  
CD Secured Term Of CD 2.00% above CD rate
 
Household Goods Term APR* Limits
  24 Months 6.00-14.00% $500 - $2,000
  36 Months 7.00-15.00% $2,001 - $5,000
  48 Months 8.00-16.00% $5,001 - $20,000
      PLUS MORTGAGE FEE
ANY NEW ITEM WITH A SERIAL NUMBER.
 
Line Of Credit Term APR* Limits
Adjustable Rates 60 Months 7.50-17.50% Up to $10,000.00
 
Personal Term APR* Limits
  12 Months 7.50-17.50% Up to $ 1,000.00
  24 Months 7.50-17.50% Up to $ 1,000.00
  36 Months 7.50-17.50% Up to $ 2,500.00
  48 Months 7.50-17.50% Up to $ 5,000.00
  60 Months 7.50-17.50% Up to $ 10,000.00
 
Land Only Term APR* Limits
  120 Months 5.00%-15.00% Up to $50,000.00
  180 Months 5.00%-15.00% $50,000.01 to $200,000
90% OF THE APPRAISAL OR SELLING PRICE, WHICHEVER IS LESS.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES
 
Home Equity Closed End Term APR* Limits
  60 Months 4.40-13.40% Maximum Amount
  84 Months 4.70-13.70% $500,000.00
  120 Months 5.00-14.00%  
  180 Months 5.40-14.40%  
80% OF THE APPRAISAL.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES

WE ALSO OFFER HOME LOANS AND HOME EQUITY LOANS
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