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*APR - Annual Percentage Rate.
Rates subject to change without notice.
 
Equal Housing Lender
  Local: (337) 533-1808
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Current Loan Rates

  
     

Rates Effective as of 9/27/2022.

New Car Term APR* Limits
  24 Months 3.00-16.40%  
  36 Months 3.25-16.65%  
  48 Months 3.50-16.90%  
  60 Months 4.00-17.40%  
  72 Months 4.25-17.65%
  84 Months 5.00-9.00%
VEHICLES 1 OR 2 YEARS OLD, WITH LESS THAN 40,000 MILES MAY BE FINANCED AT NEW CAR RATE. 
 
Used Car Term APR* Limits
  36 Months 3.60-17.30%
     
  48 Months 3.85-17.55%
     
  60 Months 4.35-17.95%
     
  72 Months 5.00-17.95%
  84 Months 5.75-9.85%
 
Motorcycles/4-Wheelers Term APR* Limits
NEW 60 Months 5.75-17.75%
NEW 72 Months 5.75-17.75%
USED 60 Months 6.75-17.95%
     
USED 72 Months 6.75-17.95%
     
 
Boat, Motor, Trailer & Personal Watercraft Term APR* Limits
NEW Up to 180 Months 5.95-17.95%  
USED Up to 180 Months 6.95-17.95%
 
RV's, Travel Trailers, Campers & Motorhomes Term APR* Limits
NEW Up to 180 Months 5.95-17.95%
USED Up to 180 Months 6.95-17.95%
 
Farm & Garden Equipment Term APR* Limits
NEW Up to 120 Months 6.25-17.95%
     
USED Up to 120 Months 7.25-17.95%
     
 
Mobile Homes Term APR* Limits
NEW Up to 240 Months 7.00-16.00%
USED Up to 96 Months 9.00-18.00% Up to $30,000
USED Up to 120 Months 9.00-18.00% Up to $45,000
 
Secured Term APR* Limits
Share Secured Up to 72 Months 3.50% above share rate  
CD Secured Term Of CD 3.50% above CD rate
 
Household Goods Term APR* Limits
  24 Months 8.00-16.00% $500 - $2,000
  36 Months 9.00-17.00% $2,001 - $5,000
  48 Months 10.00-18.00% $5,001 - $20,000
      PLUS MORTGAGE FEE
ANY NEW ITEM WITH A SERIAL NUMBER.
 
Line Of Credit Term APR* Limits
Variable Rates 60 Months 8.95-17.95% Up to $15,000.00
 
Personal Term APR* Limits
  12 Months 7.95-17.95% Up to $1,000.00
  24 Months 7.95-17.95% Up to $1,000.00
  36 Months 7.95-17.95% Up to $2,500.00
  48 Months 7.95-17.95% Up to $5,000.00
  60 Months 7.95-17.95% Up to $15,000.00
 
Land Only Term APR* Limits
  120 Months 6.00%-16.00% Up to $50,000.00
  180 Months 6.00%-16.00% $50,000.01 to $200,000
90% OF THE APPRAISAL OR SELLING PRICE, WHICHEVER IS LESS.
 MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES
 
Home Equity Closed End Term APR* Limits
  60 Months 6.40-12.15% Maximum Amount
  84 Months 6.70-12.45% $500,000.00
  120 Months 7.00-12.75%  
  180 Months 7.40-13.15%  
90% OF THE APPRAISAL.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES

WE ALSO OFFER HOME LOANS AND HOME EQUITY LOANS
CALL A CREDIT UNION LOAN OFFICER FOR MORE INFORMATION

  
     
Main Office Phone: (337) 533-1808
Fax: (337) 533-8419
Lost/Stolen Debit Card: 888-263-3370
Routing Number:  265 274 736
This credit union is federally insured by the
National Credit Union Administration.
NCUA and Equal Housing Lender
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