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VEHICLES 1 OR 2 YEARS OLD, WITH LESS THAN 40,000 MILES MAY BE FINANCED AT NEW CAR RATE. |
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| Used Car |
Term |
APR* |
Limits |
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| Motorcycles/4-Wheelers |
Term |
APR* |
Limits |
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NEW |
60 Months |
7.00-17.95% |
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NEW |
72 Months |
7.00-17.95% |
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USED |
60 Months |
8.00-17.95% |
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USED |
72 Months |
8.00-17.95% |
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| Boat, Motor, Trailer & Personal Watercraft |
Term |
APR* |
Limits |
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NEW |
Up to 180 Months |
7.20-17.95% |
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USED |
Up to 180 Months |
8.20-17.95% |
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| RV's, Travel Trailers, Campers & Motorhomes |
Term |
APR* |
Limits |
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| NEW |
Up to 180 Months |
7.20-17.95% |
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| USED |
Up to 180 Months |
8.20-17.95% |
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| Farm & Garden Equipment |
Term |
APR* |
Limits |
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NEW |
Up to 120 Months |
7.50-17.95% |
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USED |
Up to 120 Months |
8.50-17.95% |
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| Mobile Homes |
Term |
APR* |
Limits |
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NEW |
Up to 240 Months |
9.25-17.25% |
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USED |
Up to 96 Months |
10.25-17.95% |
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USED |
Up to 120 Months |
10.25-17.95% |
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Share Secured |
Up to 72 Months |
4.75% above share rate |
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CD Secured |
Term Of CD |
4.75% above CD rate |
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| Household Goods |
Term |
APR* |
Limits |
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24 Months |
9.25-17.95% |
$500 - $2,000 |
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36 Months |
10.25-17.95% |
$2,001 - $5,000 |
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48 Months |
11.25-17.95% |
$5,001 - $20,000 |
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PLUS MORTGAGE FEE |
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ANY NEW ITEM WITH A SERIAL NUMBER. |
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| Line Of Credit |
Term |
APR* |
Limits |
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Variable Rates |
60 Months |
10.20-17.95% |
Up to $15,000.00 |
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| Personal |
Term |
APR* |
Limits |
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12 Months |
9.20-17.95% |
Up to $1,000.00 |
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24 Months |
9.20-17.95% |
Up to $1,000.00 |
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36 Months |
9.20-17.95% |
Up to $2,500.00 |
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48 Months |
9.20-17.95% |
Up to $5,000.00 |
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60 Months |
9.20-17.95% |
Up to $15,000.00 |
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| Land Only |
Term |
APR* |
Limits |
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120 Months |
7.25%-17.25% |
Up to $50,000.00 |
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180 Months |
7.25%-17.25% |
$50,000.01 to $200,000 |
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90% OF THE APPRAISAL OR SELLING PRICE, WHICHEVER IS LESS.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES |
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| Home Equity Closed End |
Term |
APR* |
Limits |
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60 Months |
6.65-12.40% |
Maximum Amount |
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84 Months |
6.95-12.70% |
$500,000.00 |
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90% OF THE APPRAISAL.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES |
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